Benefits

Open Enrollment

Open Enrollment : October 13 - 31, 2025

Get Ready!

See instructions to update your email address and mailing address in Step 1: Updating Contact Information below.

5 Steps to a Successful Open Enrollment

update contact info, view plan changes, attend benefits fair, make enrollment elections, review premium deductions

Please review the updates and information regarding this year's Open Enrollment changes, including activities and helpful links for learning about your benefit options.

Open Enrollment begins: October 13, 2025
Open Enrollment ends: October 31, 2025
Benefits Fair: October 13, 2025


address update1. Update Contact Information: Ensure that you receive all benefit-related information in a timely manner by updating your contact information. This requires updating your email in People First. 

Update Contact Information

The State of Florida will be distributing benefit plan information.  Please verify that your email and mailing address is correct to ensure that your benefits plan information is delivered.

EMAIL ADDRESS UPDATE

Follow these steps to verify/update your email in People First:
(Click here for instructions with pictures).

  • Go to
  • Sign in with your People First ID and password.
  • Click "Contact Information"
    Verify your email or update to your correct email address
  • To edit, click on the "Notification Email" row and click the edit button.
  • Update the email address and click "Save"
  • Confirmation will pop up

MAILING ADDRESS UPDATE
 
Please review your contact information in People First and Oracle HR to ensure that you receive all benefit-related information in a timely manner. Any updates made in Oracle HR are sent automatically to People First each night. 

Instructions to update address in OracleHR.

Using the My国产短视频portal, navigate to the "Business Systems" dropdown menu and choose "Oracle HR"

My国产短视频menu with Business Systems circled

From the "Me" menu, click the "Personal Information" tile.

Oracle homescreen with personal info tile highlighted

Select the "Contact Information" card. A screen will open, allowing you to edit and save your contact details.

Personal info screen inside Oracle, highlighting the Contact Info card

PEOPLE FIRST PASSWORD UPDATE
In addition to the address verification, you are encouraged to update your password so you will not have to reset it during Open Enrollment. Please note that the following will be required for password reset online: (1) A notification email set-up OR (2) a phone number able to receive text messages.  If you do not have these reflected at People First, you will need to contact the People First Service Center and may experience long wait times due to high call volumes.  You can access the to reset your password.  Information on how to reset your password can be found on the People First website鈥檚


New plan year
2.  Don't miss out on what's new for the next plan year.

Click here for information on the .

What's Changing? 

NEW LIFE INSURANCE CARRIER - METLIFE
The State of Florida is pleased to announce MetLife as our new Basic and Optional Term life Insurance provider beginning Jan.1,2026. Plans currently in place will automatically roll over to MetLife, including beneficiaries.

Life Insurance Options
  Amount Rate
OPS $25,000 $3.18
Retiree $2,500 $6.38
Retiree $10,000 $25.51
  • Accidental death and dismemberment insurance will no longer be offered under the new plan.
  • Optional term life rater have decreased. Plan information will be mailed by MetLife to members during Open Enrollment.

2026 INSURANCE PREMIUM CHANGES

  • Health premium increases for employers and COBRA participants.
  • Dental and vision premium increase for most plans.

Members can view the premiums on the


2026 HIGH-DEDUCTIBLE HEALTH PLAN CHANGES
Deductibles have increased for the 2026 plan year

High Deductible Health Plan
Single Family
$1,700 $3,400

2026 PREMIUM FOR CIGNA'S HOSPITAL SUPPLEMENTAL PLAN DECREASES
CHLIC Hospital Supplemental Plan (8100, 8110, 8120, 8130, 8140, and 8150) rates have decreased for the 2026 plan year. If members wish to continue their existing plan(s), the premiums will automatically change; members do not need to take any action. Members considering changing plans during open enrollment should look at the 2026 Monthly Premium sheet.


SAVINGS AND SPENDING ACCOUNTS INCREASES
Annual maximum increases effective Jan. 1, 2026.

Savings and Spending Accounts
  Individual Family 55+
HSA $4,400 $8,750 $1,000
  Single/Married Filing Jointy Married/Filing Separately
FSA Dep Care $3,750 $7,500

MEDICARE ADVANTAGE PRESCRIPTION DRUG PLANS THAT OFFER PRESCRIPTION DRUG COVERAGE
If you and/or your dependent(s)are enrolled in Medicare Part A and Part B, new MA-PD plan options are currently in the process of being re-procured and may not be available for selection during standard open enrollment. As a result, this benefits statement will show all current MA-PD members as enrolled in the Florida Blue PPO Medicare plan starting January 1, 2026. You will remain enrolled in your current MA-PD plan through December 31, 2025.

While a new plan may not be available on January 1st, rest assured that new MA-PD plans will be available for selection during the 2026 plan year. Once the new MA-PD plans and prices are finalized, you will be notified and provided with the opportunity to participate in a special open enrollment to select or make changes to your plan. Additional details, including special open enrollment instructions and timelines, will be sent directly to each eligible member from the Division of State Group Insurance. Please watch for this important information in the future.

 


Rocky with ipad3.  The 国产短视频Benefits Fair and Wellness Expo will be held on October 13, 2025

  • Time: 10 a.m. 鈥 2 p.m.
  • Location: Marshall Student Center, Tampa campus  (2nd floor ballroom)
  • Parking: Lots 3A-E and Crescent Hill Parking Facility View parking map 

See more details about offerings on the Tampa campus

&苍产蝉辫;馃┖ AdventHealth Mammograms 
AdventHealth will offer on-site mobile mammograms outside the MSC during the Benefits Fair. Please visit their or call 813-601-1925 to schedule an appointment. Their website provides additional information.

馃拤 Vaccines
At the Benefits Fair, Student Health & Wellness will provide flu vaccines. Please remember to bring your current health insurance ID card with you.

Did you know? The Tampa campus features a year-round Working Bulls Sick Clinic.


Schedule of Alternative Fairs

Please note that other state-sponsored fairs are available across Florida. These include state vendors, but you may not be able to speak with USF-specific vendors such as Gabor, Magellan and Voluntary 403(b) if you attend a non-国产短视频fair. Click here for the
  • Sarasota-Manatee Employees: The closest local alternative is the Bradenton Fair on Wednesday, October 15, 10 a.m. 鈥 2 p.m. (State sponsored non-国产短视频fair).

See more details about the fair and other Sarasota-Manatee Campus offerings

Bradenton Fair Date: Wednesday, October 15, 10 a.m. 鈥 2 p.m.
馃搷 Location: State College of Florida, 5840 26th Street, Bradenton, FL
馃吙锔 Parking/Building info: See attached map

Sarasota-Manatee Health Services 
馃拤 Vaccinations will be available for employees on the Sarasota-Manatee campus via Health Services at the Working Bulls Sick Clinic. 

  • St.Pete Employees: The closest local alternative is the St. Petersburg College Fair on Tuesday, October 14, 10 a.m. 鈥 2 p.m. (State sponsored non-国产短视频fair).

See more details about the fair and other St. Pete Campus offerings

St. Petersburg College Fair Date: Tuesday, October 14, 10 a.m. 鈥 2 p.m.
馃搷 Location: 13805 58th St. N., Epi Center, Clearwater, FL

 


rocky at kiosk4. Open Enrollment is your once-a-year opportunity to make any changes you want to your State Group Insurance benefits.

Make Enrollment Elections

Open Enrollment is your once-a-year opportunity to make any changes you want to your State Group Insurance benefits. You can change your benefits as many times as you want before the deadline. 

(Video 3 minutes)                                                                                 Learn about your options to make your elections and tips for accessing the People First portal including finding your People First log in ID and resetting your password.

 (Video 7 minutes)                                                         Please use Firefox or Google Chrome and disable pop-ups to view this video:  A step-by-step guide to enrolling on the People First portal

Log in to to make your choices (changes, additions, and/or drop in coverages) and remember to select the Complete Enrollment button when you are ready to save changes. If you make Open Enrollment changes, look for a mailed confirmation statement in early November. Be sure all changes are correct, any eligible dependents are enrolled in coverage, and any ineligible dependents have been removed.


rocky on laptop5. Premiums are deducted a month in advance so it is important to review your benefits deductions on December 2025 and January 2026 paychecks.

Review Premium Deductions

Please note that benefits premiums are deducted a month in advance so it is important to review your deductions on December 2025 paychecks for changes and notify us at Benefits@usf.edu with any discrepancies.

Health Savings Account and Flexible Spending Account contributions are deducted during the coverage month. Any changes to these accounts will begin with January 2026 paychecks.

If you have questions about your benefits, please contact the Central HR Benefits team or Regional HR Office

Ask your Open Enrollment questions at these online Teams help sessions.

Please note, benefits team members are available in office for additional one on one assistance. 
Date Time   Location
TBD